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Life Insurance

Life Insurance is insurance for you and your family's peace of mind. Life insurance is a policy that people buy from a life insurance company, which can be the basis of protection and financial stability after one's death. Its function is to help beneficiaries financially after the owner of the policy dies. Life insurance is a contract that pledges payment of an amount to the person assured (or his nominee) on the happening of the event insured against.


Travel Insurance

 Travel insurance is insurance that is intended to cover medical expenses, financial default of travel suppliers, and other losses incurred while traveling, either within one's own country, or internationally. This type of coverage is particularly useful if you plan on traveling to underdeveloped countries, or for individuals with a chronic illness that might require medical attention at some point during the trip. These policies will reimburse you for the cost of doctor visits, medication, and sometimes even medical evacuation out of the country. 


Health Insurance

Health insurance is agreement between two entities- insurer and insured. The insurer is the insurance company approved by Insurance Regulatory and Development Authority and insured is people who buy policy.Health insurance provides health cover or medical expenses to insured in case of hospitalization for more than 24 hours. The hospitalization coverage typically includes surgical operations, nursing care, doctor’s fees, pathology, diagnostic tests hospital accommodation, pre and post hospitalization expenses. 


Home Insurance

 A home is a place, which provides you the warmth and peace that one looks forward to at the end of a hard day's work. However, our home can also be threatened with burglary, damages caused by natural and man-made disasters. 

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General Insurance

General insurance is a financial means of protecting items from certain events. General insurance could be applied to your car, home, boat or any other valuables, depending on what type of policy you buy and what type of insurance you are looking for. As a savvy consumer, you must shop around and compare prices from various insurance companies. General insurance secures you against losses that may or may not occur.


Need for Insurance

All assets have some economic value attached to them. No person can deny that there is also a possibilty that these assets may get damaged/destroyed or become non-operational due to risks like breakdowns, fire, floods, earthquake etc. Different assets are exposed to different types of risks like a car has a risk of theft or meeting an accident, a house is exposed to risk of catching fire, a human is exposed to risk of death/accident.                                                                                                                                                                                                           Read more...

Group Insurance

Group insurance covers are also taken care by us specifically in case of health insurance, personal accident insurance, life insurance , general insurance . A group insurance policy gives you advantages of standardized coverage and very competitive premium rates. You can avail of group insurance policies that a group you belong to takes. Groups – for this purpose - can be employer-employee groups or non employer-employee groups as defined by IRDA’s group insurance guidelines. 



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Fire Insurance

Fire insurance is property insurance that covers damage and losses caused by fire. The purchase of fire insurance in addition to homeowner’s or property insurance helps to cover the cost of replacement, repair, or reconstruction of property, above the limit set by the property insurance policy. Fire insurance covers a policyholder against fire loss or damage from a number of sources. Sources include fires brought about by electricity, such as faulty wiring and explosion of gas, as well as those caused by lightning and natural disasters.

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