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Statutory warning: Prohibition of rebates (under Section 41 of Insurance Act 1938); no person shall allow or offer to allow either directly or indirectly as an inducement to any person to take out or renew or continue an insurance in respect of any kind of risk relating to life or property, in India, any rebate of the whole or part of the commission payable or any rebate of the premium shown on the plan, nor shall any person taking out or renewing or continuing a plan accept any rebate, except such rebate as may be allowed in accordance with the published prospectus or the tables of the insurer. Any person making default in complying with the provision of this section shall be punished with fine, which may extend to five hundred rupees.

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The contents and information of this web site are given strictly for your convenience and we believe that it was accurate, complete and current, when it was placed on the Site. There may be inadvertent technical or factual inaccuracies and typographical errors. This information is subject to change and updated at any time without prior notice. It is your responsibility to verify any information before relying on it. At any time and from time to time we make changes in the products and/or services described herein, however, we makes no commitment to update the information and expressly disclaims liability for errors or omissions in it. The information in this Site is not to be relied upon for any financial, legal or insurance purposes and is intended for information purposes only. We will not be held responsible for any detrimental reliance you place on this Site or its content. It is agreed that if you use of this web site it shall be on an "as is" basis and entirely at your own risk.

No Liability Implied or Stated

Saubhagya Enterprises Pvt. Limited and or it's affiliated partners and associated officers, directors, or employees, or any other person associated with this Site, shall not be liable or responsible for any harm, loss or damage (whether arising in contract, tort negligence, or otherwise) that may arise in any connection with use of this Site, including any indirect, direct, special, third party, or consequential damages. Every Insurance Policy package has limits and exclusions. It is the responsibility of each individual and company to be knowledgeable and aware of the wordings and coverage's for their Insurance Policy as per information reveled to the masses by various outlets by the insurance company.

Conditions of use

By using this website, you acknowledge your assent to the following conditions of use without limitation or qualification. Please read these conditions carefully before using this website. These Terms and Conditions may be revised at any time by updating this posting. You are bound by any such revisions and should therefore periodically visit this page to review the then current Terms and Conditions to which you are bound.

Limitations of Liability

While Saubhagya Enterprises uses reasonable efforts to include accurate and up to date information on this website, errors or omissions sometimes occur. Saubhagya Enterprises makes no warranties or representations as to the accuracy of the content of this website. Under no circumstances, including, but not limited to, negligence, shall Saubhagya Enterprises or any party involved in creating, producing, or delivering the website be liable to you for any direct, incidental, consequential, indirect, or punitive damages that result from the use of, or the inability to use, the materials on this website, even if Saubhagya Enterprises or an Saubhagya Enterprises authorized representative has been advised of the possibility of such damages. In no event shall Saubhagya Enterprises’s total liability to you for all damages, losses, and causes of action exceed the amount paid by you, if any, for accessing this website. Saubhagya Enterprises also assumes no responsibility, and shall not be liable for, any damages to, or viruses that may infect, your computer equipment or other property as a result of your access to, use of, or browsing in the website or your downloading of any materials, data, text, images, video, or audio from this website.

Privacy and ownership information

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No duty to update

All contents & information on the Saubhagya Enterprises are updated as of date only. We assume no responsibility to update or amend and consequences of any information being updated from time to time.


The information (including, without limitation, advice and recommendations) and services on this website are intended solely as a general educational aid and are nor medical or healthcare or financial advice for any individual problem nor a substitute for medical or other professional advice and services from a qualified healthcare provider or financial/legal advisor familiar with your unique facts. Nothing contained in the web site is intended to be used for medical diagnosis or treatment. The information and services are provided with the understanding that star health is not engaged in rendering legal, medical, counseling, or other professional services or advice. Your use of the site is subject to the additional disclaimers and caveats that may appear throughout the web site. Saubhagya Enterprises assumes no responsibility for any consequence relating directly or indirectly to any action or inaction you take based on the information, services, or other material on the web site. While Saubhagya Enterprises strives to keep the information on the web site accurate, complete, and up-to-date, Saubhagya Enterprises cannot guarantee, and will not be responsible for, any damage or loss related to the accuracy, completeness, or timeliness of the information.

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