Life insurance, health insurance, general insurance , motor insurance, marine insurance, personal accident insurance all at one place for details call us on 09871937669


 

  

Customer Care : 09871-937-669     



FacebookRSS Feed

Want a call back from us!

Please fill in required fields below our executive will contact you shortly.
Our lines are open from Monday to Saturday 9.00 AM till 7.00 PM you will get the call back during this duration.

Our Insurers

appolo
iffco-logo
lic aao recruitment 2010 - lic aao online application
new india assurance
religare-health-insurance-logo-e1378564218522
tamil_news_large_335286

Live Chat from 11AM to 6PM (IST)

Loading

Star Super Surplus

When it comes to healthcare needs, you may tend to make a conservative estimate. However, health problems can far exceed those estimates which is why there is an advantage in looking beyond basic cover plans. Star Health presents Super Surplus Insurance which offers much larger coverage than is offered by basic plans. So all the focus can be on cures, as it banishes worry. Individual basis or family floater - the choice is yours.
Who Can Take This Health Insurance Plan?
Any person aged between 5 months and 60 years can take this insurance upto a maximum sum insured of Rs10,00,000/-
Renewals granted up to 75 years
Top
Major Product Features
The policy offers the benefits of wider protection at a lesser price. This policy is available on individual basis and also on floater basis, covering the entire family
Family means two adults and two children (children economically dependent and upto 25 years)
 
Pre-Existing Diseases / Illness
Are covered after 36 months of continuous insurance with us
Top
Policy Benefits
Hospitalization Cover: Protects the insured person for in-patient hospitalization expenses for a minimum of 24 hours. These expenses include room and boarding expenses to a maximum of Rs.4,000/- per day
No ceiling on ICU, medicine, diagnostic charges or consultation fee
Nursing expenses
Surgeon's fees, Consultant's fees, Anesthetists and Specialist's fees
Cost of medicines and drugs
Blood,oxygen,pace maker and similar expenses
Top
Eligibility
Any person aged between 5 months and 60 years can take this insurance upto a maximum sum insured of Rs10,00,000/-
Renewals granted upto 75 years
 
Policy Premium (Individual Basis) (Service Tax extra)
Sum Insured
(Rs)
Compulsory Deductible for
each and every hospitalization (Rs)
Premium
(Rs)
7,00,000 3,00,000 3,000
10,00,000 3,00,000 4,000
Policy Premium (Family Floater Basis) (Service Tax extra)
Sum Insured
(Rs)
Compulsory Deductible for
each and every hospitalization (Rs)
Premium
(Rs)
10,00,000 3,00,000 5,700
10,00,000 5,00,000 4,300
Top
Tax Benefits
Amount paid by any mode other than by cash for this insurance is eligible for relief under Section 80D of the Income Tax Act.
 
What Cannot Be Claimed
Treatment of illness/diseases/sickness contracted by the insured person during the first 30 days from the commencement date of this policy
Naturopathy treatment
Expenses which are purely diagnostic in nature, with no positive existence of any disease
Expenses incurred for non-allopathic treatment
Treatment of congenital diseases/defects/anomalies
Expenses which are mainly cosmetic in nature
Note : For a detailed list of exclusions, refer policy conditions
Top
Claims Procedure
Inform the ID number for easy reference
In case of planned hospitalization, please inform 24 hours prior to admission into the hospital
In case of emergency hospitalization, information to be given within 24 hours after hospitalization
In non-network hospitals, payment must be made upfront and then reimbursement will be effected on the submission of documents
Top
Star Advantages
No Third Party Administrator; direct in-house claims settlement
Faster & hassle-free claim settlement
Cashless facility if the treatment is taken in any designated hospital
Network of more than 4900 hospitals across India
Free General Physician Consultation over phone. Doctors on duty 24x7. By quoting the policy number, any person can contact our Doctor on the toll free number 1800 425 2255 for medical advices.
24x7 toll-free helpline
 
How to buy this insurance?
Please contact us through our Toll Free Help Line / SMS / nearest office
For further details, please refer the policy brochure and conditions
 
NOTE: The benefits and exclusions mentioned herein are only an outline of the policy details, please contact your nearest Star Health office.
 

Scan our QR bar code from your Android !

Scan this QR bar code from your android phone camera to save this website link on your Android mobile.You need to install QR bar code scanner in your Android phone.

Get In Touch

 

customercare@saubhagyaenterprises.in
      
      Contact us at: 011-22571217